Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check will help you compare home loans and can reveal if you’re paying too much.
We can do a full home loan health check for you either in person or over the phone. We will compare home loans and check if your loan is still competitive and still suited to your individual needs.
Having an expert do this for you can also take the stress out of the process for you. It is advisable to get this check done at least once every second year, or if your circumstances change.
Questions to ask
Be aware of what you want checked. Think about the following when you speak to your adviser:
- Am I paying an unreasonably high interest rate?
- Am I paying high fees?
- Am I happy with the service I receive?
- Does my loan give me the features I need?
- Am I paying for features I don’t use?
- Have my financial circumstances changed
A home-loan health check with Customers First Mortgages & Insurance will cost you nothing and could save you thousands. Your home loan features could be improved or you could find yourself with a lower interest rate. A better payment structure could also be introduced, making your repayments more manageable.
Checking the state of your current loan could also uncover the possibility of taking out additional finance, which can consolidate any other debt you may have or help you lower your repayments or generate that deposit for the purchase of an investment property
Should you be looking to Compare Home Loans or find a Mortgage Broker Sydney region, then please do not hesitate to call Customers First Mortgages & Insurance.